On the first screen, you should enter the required details for the calculation. On the second screen, you will be able to play with parameters to see how the parameters affect the final result.
Mortgage
The mortgage interest calculated by comparing two amortization schedules, with the amount as a lump payment and without. In addition, every month the inflation rate is reduced from the difference of the interest payments and added the initial amount.
Monthly Difference = Interest Payment - Interest Payment with Lump Payment - Inflation + Amount
RRSP
The RRSP investment amount is different from other account types as when you select reinvest the Tax Return, the Tax Return based on Marginal Tax Rate is added to the amount. The Gain is reduced by the retirement (horizon) effective tax rate.
Non Registered
The gain is reduced by a half of the retirement (horizon) marginal tax rate.
